
        Lay-A-Way 
          plans are available for almost all of the art and prints we offer at 
          American Beauties Art. The actual breakdown of the monthly payments 
          and the duration of the plan are specific to each order. Our usual time 
          frame for Lay-A-Way is between 4-6 months. We will go longer than 6 
          months on higher priced artwork or collectibles if necessary. 
        One 
          you have decided to use our lay-a-way option we will agree on the number 
          of months for the plan. The total $ amount of the purchase is divided 
        by the # of months and that gives us the monthly payment. 
        You 
          give us your credit card information, which we will keep on file during 
          the duration of the Lay-A-Way. Each month, on approximately the same 
          day, we charge your card the agreed amount until it is paid off. We 
        add the shipping fee to the final payment. 
        PLEASE 
          NOTE: Once you have committed to a purchase on Lay-A-Way we consider 
          the piece sold. Therefore before you begin a Lay-A-Way plan please be 
          absolutely sure that you want the product. Each time we receive a payment 
          on Lay-A-Way, we immediately send the artist or owner of the collectible 
          their percent of the payment. 
        We 
          cannot ask them to refund money if you change your mind. 
        Lay-A-Way 
          is an excellent plan that enables you to acquire a piece of art without 
          straining your budget. If you are interested in purchasing artwork using 
          this plan you can either call 973-770-8189 and ask for Jean Scrocco 
          or send an email to 
          jean@spiderwebart.com .